A framework for discovering transparent lending strategies that identify new creditworthy borrowers while maintaining risk levels.
Get Started TodayIf not, why do you lend based on the credit score?
Banks use outdated credit scoring models that miss creditworthy applicants and fail to identify real risks.
Banks reject tens of millions of loan applications every year simply because credit scores don't tell the full story.
Banks lost $50 billion in the personal loans market to fintech lenders that use advanced credit assessment methods.
Uses your bank's specific historical data for the most relevant insights and patterns in your market.
Creates clear, actionable strategies that are transparent and comply with regulations.
Combines machine learning with your experts' knowledge and experience for superior results.
RangeTeller is exactly that tool.
RangeTeller increases profits whilst maintaining risk levels through smarter decisioning.
Uses local historical data, which is the most relevant data for your specific market and conditions.
Strategies are transparent and ready for regulations and compliance requirements.
Identifies new creditworthy clients and filters out bad ones more effectively.
Like having an in-house Data Science team with a ready-to-deploy solution.
Allows experts to adjust lending strategies immediately when market conditions change.
Our client, a lender serving 25,000 applicants per year with average/low credit scores, wanted to increase acceptance rates without increasing risks.
Higher Approval Rate
Profit Increase
Risk Increase
Implementation Time
| Provider | Type | Uses Bank's Historical Data | Expert Integration | Transparent Model | Multi-dimensional | Strategy Framework |
|---|---|---|---|---|---|---|
| RangeTeller | Strategy Framework | ✅ | ✅ | ✅ | ✅ | ✅ |
| TransUnion, Experian, Equifax | Credit Bureau | ❌ | ❌ | ❌ | ✅ | ❌ |
| LendingMetric, Pagaya, Upstart | Credit Score Company | ❌ | ❌ | ❌ | ✅ | ❌ |
| Trust Science, Scienaptic | Transparent Model Startup | ❌ | ❌ | ✅ | ✅ | ❌ |
| Zest AI, Taktile, Personetics | Decision Making Assistants | ✅ | ❌ | ❌ | ❌ | ✅ |
15 years Executive Sales Leader with experience spanning from early stage to corporate with a focus on high-growth SaaS startups.
15 years in finance and engineering. VP R&D analytics at JPMorgan Chase. Expert Data Scientist with PhD in Mathematics.
Ready to transform your lending with a superior tool?
An expensive team of developers could make it for you in a year.
Or you can have it now.
Contact us to learn more about our flexible deployment options
contact@rangeteller.com